For the last five years, the housing market has been a headwind for many banks, including regional player TCF Financial (TCB). The recession’s impact in the midwest affected the company greatly as borrowers lost jobs and dealt with falling home prices. These days, the outlook is improving as the worst is over with in terms of the housing bubble. Housing prices in markets like Denver and Phoenix are rising and will strengthen TCF. The stock remains one of our favorite long positions for all three durations: TRADE, TREND and TAIL.