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At $8.95/share (our target was $9.03), MS traded at it's intraday low this morning. The writing is on the wall. John Mack and Chris Cox created their own "uncertainty and fear" that Bush is blaming this market decline on right now.

Dear John,
Be accountable. Quit blaming everyone else for your firm's lack of proactive risk management. This is embarrassing for our country.
KM