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This is another one of the most impactful charts that we put together for our July 16th "Bankruptcy Cycle" conference call. US Personal Savings Rates overlaid with 10 year US Treasury yields.

There is only one way for this Savings Rate to go from here. The implications for the US consumer spending are daunting.

Ask Paul Volcker and Team Obama where they think interest rates are going next.
KM
Research Edge Chart