Brent crude oil is down for the second day in a row as global supply rises. Down -2.5% this morning to $99.85 a barrel, the commodity has crossed below the all-important $100/barrel mark. Considering this is happening on a day where the US dollar is down (dollar down, commodities up and vice versa), when the US dollar catches a bounce and heads back up, oil and gold are likely to take another multi-percentage point hit. Lower oil prices are a boon for the American consumer. No one likes paying high gas prices at the pump.